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Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

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Q	What building has been named the 21st Century Townhouse project?
A	4 townhouse in Bowie, MD made of giant foam/board panels, concrete/styrofoam block frames, steel, and aerated concrete.
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Bev & Ian Parsons, REALTORŽ, real estate agent and broker for Seattle, Bellevue and Redmond Washington home listings, property and land for sale - NUMBER1EXPERT(tm)

Bev & Ian Parsons
Coldwell Banker Bain Associates Seattle
150 Bellevue Way S.E.
Bellevue, WA. 98004
Ian Parsons: 206-954-7292
Bev Parsons: 206-972-0649
Office: 425-990-0135
Fax: 425-455-9659
Email: parsons-realtors@NUMBER1EXPERT.com
bevparsons@cbbain.com
ianparsons@cbbain.com
Bev Parsons has been in Real Estate for over 25 years and has been a top producer for most of her career. Previously she was an elementary school teacher. Ian Parsons has been in Real Estate for 13+ years working with his mother Bev Parsons. He graduated from Seattle University in 1992 with a BA in Business Management.

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